Car insurance for two months Chuxian 8 insurance proposal surrender

Car insurance for two months only, Chuxian up to 8 times. Yesterday, the 3-month car Fuzhou Miss Yan received a phone insurance, said insurance companies are willing to refund the remaining 10 months of premiums in the hope of early end of the contractual relationship, but also suggested that she surrender. Miss Yan is on October 13 last year to get a driver's license, in December last year, she bought a used Elantra. Later, she bought an insurance company in 2727 yuan of business insurance. Miss Yan, who lives in her Wuyi oasis in a layer of overhead parking spaces. Parking spaces because of the slope a little channel, channel or a right turn, both sides have a pipeline into the water, often there are other owners pulled up next to the parking. Poor driving skills of her inattentive, or hit the front of the tube into the water, or rub the door of someone else's car, "Chuxian eight, five of which are planted in a parking space on its own." Miss Yan said, "I feel wronged," these are small incidents scratch each time payment of the amount of insurance is not high, "there is no reason why insurance companies to terminate the contract unilaterally." Subsequently, the reporter contacted the insurance company. The company Guojing Li said the Department of Personnel Administration, Miss Yan recommends that they do surrender. He said that she did too much of the Chuxian, Chuxian 8 months, paid a total of 4870 yuan, almost hit the company's record, although she is not that malicious insurance, but at least she's driving related technology, however. "There are a lot of new, insured that all the insurance companies will bear the risk of accidents, the relaxed vigilance." Guojing Li said that virtually created a community safety risk, the surrender of the proposal is actually sounded for her The alarm and urge her to improve driving skills. At the same time, reporters from several major insurance companies in Fuzhou that, at present, to surrender proposal on the grounds Chuxian too often the case, and Fuzhou, the insurance company has also established between the information-sharing platform, has been proposed for the surrender of users They will be particularly sensitive. Some people think, according to the "Contract Law", the two sides since the signing of the contract, the contract does not expire, insurance companies can not unilaterally cancel the contract requirements. In response, the Department of Finance, Xiamen University specializing in insurance studies teacher, said Xu, insurance companies, it is legal. According to the "Insurance Law" stipulates that the subject of the insurance part of the losses occurred in the days following the compensation insurers, policyholders may terminate the contract; In addition to the contract shall not terminate the contract, the insurer can terminate the contract. Insurer to terminate the contract should be notified in advance on the 15th policyholders and insurance losses were not the subject of some of the insurance, liability insurance deduction from the start date until the date of termination of the contract only during the part of the accounts receivable, insurance refund People. She explained that due to the existence of the special nature of the insurance industry itself, in the light of its contract to the "Insurance Law", but not all of the insurance contract can be unilaterally terminated, for example, life insurance and cargo insurance, and so on, but auto insurance is a special case.